Life settlements offer consumers and their professional advisors a whole new set of options. Prior to the development of a secondary market for life insurance, an unwanted or poorly performing policy could only be allowed to lapse, be surrendered for the cash value or converted to one of the policy's contractual settlement options. A policy which qualifies as a life settlement has a market value which is higher, often significantly higher, than the policy's cash value. The proceeds from a life settlement can be used during the insured's lifetime for business, personal or charitable purposes. It's also often possible to provide new coverage on a more efficient basis.

We specialize in policies with face amounts of $500,000 and above. Should you have a life settlement under $500,000, please call us before completing our Submission Package (found in Tools or Submission Package).